Excess Deposit Bond
This policy insures customers' deposits above FDIC limits.
Financial Institution Bond
This multi rider policy provides coverage for dishonest fraudulent acts committed by employees, customers or third parties.
Directors and Officers Liability
This policy protects your directors, officers, employees and entities from loss due to lawsuits, criminal/civil proceedings and demands of money by customers, shareholders or third parties.
This policy protects your directors, officers, employees and entities from losses arising out of electronic theft of customer information which can include cyber extortion, forensic expense, security breach notification, e-commerce activity and electronic publishing.
Property & Casualty Lines
Property and Casualty
This policy protects bank owned buildings, personal property and data processing equipment from physical damage losses. Liability is also picked up on this policy along with Business Auto exposures.
This policy picks up losses that exceed the underlying limits under General Liability, Business Auto Liability and Workers Compensation Liability.
This policy provides wage replacement and medical benefits to employees injured in the course of employment.
Lending Related Lines
This All Risk policy protects foreclosed property from physical damage and liability losses. It can also be used to force place physical damage and liability coverage on the borrower when you become aware that the borrowers policy has lapsed, nonrenewed or cancelled.
This comprehensive policy protects your real estate secured loan portfolio and secondary market portfolio where the bank services the loan. This policy allows the bank to choose between various levels of protection. The blanket option replaces tracked programs.
Lenders Single Interest
This policy protects the bank's interest in titled property including autos, RVs, boats, mobile homes, trucks, and UCC filed collateral from uninsured damage or theft. This blanket option usually replaces tracked programs.
Flood Compliance Solutions
This program incorporates flood certifications, borrower purchased flood insurance, lender forced place flood insurance and notification to all real estate borrowers that flood insurance is available.